Important Disclosures

1. Bonus is not available for immediate withdrawal and the bonus amount and associated earnings are subject to a vesting schedule. The bonus amount and vesting rate may vary by age and state. Not intended to meet short-term financial goals. Bonus products may offer less favorable rates than non-bonus products. For Nassau Bonus Annuity Plus®, an annual fee of 0.95% of Accumulation Value applies for the first 10 contract years.

2. An income rider is required to be elected at the time of application. There is no fee for the Amplified Income and Amplified Income with Rising Income Opportunity riders. The annual rider fee for the Amplified Income Plus and Amplified Income Plus with Rising Income Opportunity riders is 0.95% of the income benefit base, deducted from the contract value. Future income amount under the rider is dependent upon the contract’s performance. See Product and Rider Disclosures for details.

3. Requires election of the Flex-Forward Income Benefit rider which is available to issue ages 50-70 of youngest covered person. The Early Income Feature must be exercised prior to age 71, otherwise, the Lifetime Income Feature will apply. Income payments will reduce the contract value and are subject to minimums and maximums. Annual rider fee applies. See product materials for details.

4. Income, Care Protection and Legacy Benefit (Family Protection) Riders are optional riders and must be elected at contract issue. They involve an additional fee that is based on a percentage of the Benefit Base and is deducted annually from the contract's accumulation value. Riders may not be available in all states.

For Producer Use Only. Not for use in solicitation or advertising to the public.

Product features, rider options, and availability may vary by state. Annuity product sales must be appropriate based on a comprehensive evaluation of the customer's financial situation, needs, and objectives. Guarantees are based on the claims-paying ability of the issuing company. Nassau does not provide financial, investment or tax advice or act as a fiduciary in the sale or service of its products.

Nassau Bonus Annuity Plus (23FIA4, ICC23FIA4), Nassau Bonus Annuity (19FIA3, ICC19FIA3, 19GLWB3, ICC19GLWB3.1), Nassau Growth Annuity (19FIA3, ICC19FIA3N, 19GLWB3, ICC19GLWB3.1, 19ECH, ICC19ECH), Nassau Income Accelerator (19FIA, ICC19EIAN, 19ISN, 19GLWB2, 22GLWB, 22GLWB1.1, 23GLWB2.1, ICC22GLWB1.1, ICC23GLWB2.1, et al.), and Nassau Personal Protection Choice (19FIA, ICC19EIAN, 19RN, 19GLWB2, 19GMDB-S.1, 19EWB, ICC19GLWB2.1, ICC19GMDB-S.2, ICC20EWB.1, 24GLWB2.1, 24GLWB2.2, et al.), single premium deferred fixed indexed annuities are issued by Nassau Life and Annuity Company (Hartford, CT). In California, Nassau Life and Annuity Company does business as “Nassau Life and Annuity Insurance Company.” Nassau Life and Annuity Company is not authorized to conduct business in ME and NY, but that is subject to change. Nassau Life and Annuity Company is a subsidiary of Nassau Financial Group.

Insurance Products: NOT FDIC or NCUAA Insured | NO Bank or Credit Union Guarantee